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Fixed rates likely to jump as Iran conflict and economic unease continue to push yields higher

Severe mortgage delinquencies jumped in late 2025 even as the overall rate stayed low, new Equifax data shows, offering an early signal of strain as Canada enters peak mortgage ... More

The Bank of Canada opened the door to future rate hikes even in a soft economy, a message that underscores just how uncertain the path ahead remains for mortgage ... More

Canadians took on more mortgage debt last year, with the total debt hovering close to $2 trillion in 2025, a report by Equifax Canada shows.

Rising delinquencies made renewal decisions far less forgiving

Getting your mortgage renewed can be stressful for some homeowners, but getting a non-renewal from your lender can take that stress to a whole new level.

Will Canada see a renewal crisis next year, or can borrowers absorb the shock of higher rates?

A growing number of Canadians could face difficulties making mortgage payments when they renew their loans this year and next, according to a new report.

A new MPC–Pollara survey shows growing concern about fraud in the housing market, and strong support for CRA-led income verification

Tariff turmoil is fuelling both inflation and disinflation at the same time, but which force is greater is yet to be known. The verdict could affect thousands of would-be ... More

Variable rates are set to remain unchanged, while fixed-rate borrowing costs aren't likely to fall anytime soon

New data reveals a surprising shift in under-35 homeownership trends

The central bank faced a tough call amid rising inflation and continuing trade chaos

Bank of Canada data shows fixed-rate borrowers face the steepest payment hikes this year and next, but not all mortgage holders are in the same boat

Most Canadian mortgage holders renewing their mortgages in 2025 or 2026 are likely to see an increase in their monthly payments, a recent report by the Bank of Canada ... More

CMHC isn't sounding the alarm on the mortgage outlook, but its deputy chief economist flagged some 'warning signs' as Trump's tariff chaos continues

A growing number of lenders have continued raising pricing in recent weeks, particularly for uninsured terms.

Ontario’s mortgage delinquency rate soared to record highs in the first quarter of 2025, marking the most severe year-over-year spike in the country and raising red flags ... More

Millions of Canadians are facing retirement with a tough housing choice: downsize or continue to make monthly mortgage payments.

Some of the lowest fixed mortgage rates have vanished in recent weeks, and lenders are quietly tightening up their variable-rate discounts too.

In an unusual twist in Canada's mortgage market, fixed mortgage rates are on a downward trajectory while variable-rate pricing is tightening. This divergence presents both ... More

Despite affordability gains, missed payments hit highest rate since early 2021

Canada’s top banking regulator is considering a new approach to mortgage risk management that could replace the current stress test with stricter rules on how much banks ... More