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Economic uncertainty is spilling into 2026 and keeping plenty of would-be buyers out of the market

Recent federal mortgage rule changes are already expanding the reach of Canada’s insured mortgage market, with mortgage insurers pointing to a surge in first-time buyer ... More

OSFI offered no new direction on the qualifying rate, but reiterated that loan-to-income caps for uninsured mortgages remain in place and opened a new six-month consultation ... More

Canada’s housing market headed into 2026 with more opportunity than urgency, as lower borrowing costs met wary buyers and uneven regional price trends.

Poll reveals growing demand for guidance amid affordability concerns and market uncertainty

The Ford government is expecting to spend $470 million to give first-time Ontario homebuyers a tax break on new homes — a figure first revealed in Thursday’s fall ... More

The Ford government will waive its portion of the sales tax on new homes for first-time buyers up to the value of $1 million as it bids to stimulate slumping home sales and ... More

New data reveals a surprising shift in under-35 homeownership trends

More than a quarter of Canadian renters considered buying before signing or renewing their current lease, according to a new Royal LePage survey, but most ultimately chose to ... More

The federal government’s plan to eliminate the GST on first-time homebuyers’ purchases of most new homes may actually lead to higher prices, a new report says.

To lower the upfront cost of buying a new home for young Canadians and spur the construction of new homes across the country, the government is eliminating the Goods and ... More

Housing affordability continues to cause distress for potential Canadian homeowners, according to a new CPA Canada-BDO Debt Solutions survey, but the building industry is ... More

Canada’s top banking regulator is considering a new approach to mortgage risk management that could replace the current stress test with stricter rules on how much banks ... More

As we step into a new year, it’s a great time to reassess your financial habits and ensure your credit profile is in top shape.