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As the last wave of mortgage renewals from the era of ultra-low interest rates comes, a new survey suggests most homeowners have been managing higher payments.

The number of Canadian bank mortgages at least 90 days past due reached the highest count in more than a decade.

Canadian households are showing a growing divide between those successfully managing debt and those reaching a financial breaking point.

Severe mortgage delinquencies jumped in late 2025 even as the overall rate stayed low, new Equifax data shows, offering an early signal of strain as Canada enters peak mortgage ... More

Canadians took on more mortgage debt last year, with the total debt hovering close to $2 trillion in 2025, a report by Equifax Canada shows.

Rising delinquencies made renewal decisions far less forgiving